One thing is certain, we are all getting older.
As we reach our later years, things that were once easy become harder. If we are blessed enough to have lived a full life, we get to the point where we are no longer able to care for ourselves completely and need a little help. Whether it is memory care, assistance cooking, or caring for ourselves.
For those of us who have assisted a parent though this transition, one thing becomes very apparent, how quickly expenses for home care or assisted living can add up.
Long Term Care is insurance designed to help us offset the cost of this eventuality. It assists in paying these expenses. While there are many benefits to Long Term Care it is not for everyone. Perhaps it isn’t affordable, or qualifying for insurance coverage isn’t possible.
There are other options available other than Long Term Care.
If you are considering long term care, having trouble qualifying or wondering if long term care is right for you, contact us today. We are happy to answer your questions.
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