Our Team

Charles Sosa

Chief Executive Officer

Charles, with more than a decade-long career at Lifestyle Financial, empowers clients to forge ahead on their financial paths with confidence. His extensive background in Finance and Economics, reinforced by Series 7 and 66 securities registrations, along with comprehensive insurance licenses, enables him to tackle complex financial challenges with a tailored approach.

The principles learned as an Eagle Scout—trustworthiness, loyalty, helpfulness, and more—serve as Charles’ guiding light, influencing his commitment to his clients’ financial wellbeing. These principles ensure a client experience rooted in trust and respect.

Enhancing his professional acumen, Charles is currently pursuing a master’s degree at Creighton University pursuant to sitting for the Certified Financial Planner (CFP) exam as well as earning an MBA.

In addition to his financial career, Charles is a skilled ski patroller, a role he performs with as much passion as his day job, ensuring the safety of winter sports enthusiasts each weekend. His dedication to Brazilian Jiu-Jitsu reflects a commitment to personal growth, discipline, and strategic thinking.

Away from the demands of work and study, Charles savors the time spent with family and friends, whether it’s over a casual backyard barbecue or amidst the clouds as a licensed pilot. His life is an interplay of dedication to his profession, personal hobbies that challenge and excite him, and moments that celebrate the joy of living.

(800) 834-2250

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Zachary Rayman

Executive Vice President

With a steadfast career in finance nearing a decade, Zachary has been a pivotal asset on Wall Street in his impressive young career. His rigorous schedule starts with the break of dawn, aligning with the stock market’s opening pulse to bring his clients the most current and critical financial insights.

Zachary is adept at devising customized financial strategies that cater to the individual needs of his clients. He champions the cause of financial literacy, ensuring his clients are well-equipped to make savvy decisions affecting their financial health and future. He fosters a collaborative environment, encouraging clients to take the helm of their financial planning with confidence.

Boasting a degree in Political Science, with minors in Business Administration and Mandarin, Zachary’s educational background is as diverse as it is deep. His professional acumen is fortified by his securities registrations, including Series 7 and 66, in addition to his Life, Health, and Long-Term Care Insurance Licenses.

His dedication to community and personal growth is twofold. A seasoned tennis enthusiast, Zachary lives out the lifelong lessons of endurance and optimism he learned on the courts from his father and grandmother. His commitment to service is also reflected in his previous role as Secretary for the Board of Directors at his temple, and his leadership contributions to the Silicon Valley Walk to End Alzheimer’s chapter of the Alzheimer’s Association.

Zachary embodies a unique blend of financial sagacity, a zest for personal and communal development, and a history of active participation in meaningful causes.

(408) 605-4033

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Amanda Best

Executive Assistant

At the heart of our office’s daily operations is Amanda, whose seasoned leadership spans over a decade at Lifestyle Financial. With a background in estate planning from her previous career, Amanda is adept at handling not only day to day administrative duties of a financial firm but also leveraging her legal experiences to provide an extremely high level of understanding the financial planning landscape from many perspectives. 

With an extensive background that encompasses more than a decade in the financial industry, Amanda possesses a comprehensive understanding of both the micro and macro facets of finance. Her certifications are a testament to her expertise, with Series 6 and 63 securities registrations, along with Life, Health, and Long-Term Care licenses, underlining her commitment to excellence in her field.

Amanda’s meticulous attention to detail ensures that every client transaction is executed flawlessly and in a timely manner. She is deeply dedicated to our clientele’s satisfaction, ensuring they receive the top-tier service Amanda is meticulous in establishing and updating our documentation and client facing processes in all aspects of our firm’s client relationship experience.

Her formidable work ethic and dedication to family values are qualities Amanda attributes to her father, her lifelong hero and inspiration.

A graduate of Cerritos College with a degree in paralegal studies, Amanda also serves as a notary public. Had her path diverged, she envisions herself as a professional chef, a testament to her love of culinary arts and the joy she finds in cooking for family and friends.

Outside the structured world of finance, Amanda’s passions are as varied as they are fulfilling. She relishes the tranquility of swimming, the escape offered by films and books, and above all, the enchantment of Disneyland, which she describes as the ideal getaway. Amanda’s multifaceted life, balancing professional dedication with personal passion, is a testament to her dynamic character.

(800) 834-2250

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Laura M. Copenbarger

Founder / Retired 2022

Laura Copenbarger’s tenure in the financial industry is marked by a distinguished 30-year career, during which she has brought her expertise to prominent insurance companies, brokerage firms, and most notably, as the founder of Lifestyle Financial. A proud alumnus of Cal State Fullerton, Laura’s academic background in Business with a concentration in finance laid the groundwork for her trailblazing journey. Her extensive credentials, including a Certified Financial Planner™ designation and multiple securities registrations, underscore her comprehensive knowledge and commitment to excellence.

Though Laura has transitioned from her active role at Lifestyle Financial, the legacy of her influence endures. She has been the architect of many of our clients’ financial success stories, helping to demystify the complex world of finance and crafting personalized life plans that resonate with their aspirations. Retirement planning has always been Laura’s forte, and her passion for guiding clients to their financial milestones is a testament to her dedication.

Laura’s guiding philosophy—meticulous attention to detail coupled with unwavering respect for others—remains a cornerstone of our firm’s ethos. Her belief in these principles has profoundly shaped the way Lifestyle Financial operates, ensuring that our clients continue to receive the exceptional service she has always championed.

While her passion for the financial industry is irreplaceable, Laura finds joy in life’s many adventures outside the realm of finance. Her love for family, shared laughter at Disneyland, the exploration of new destinations, culinary delights, and the art of sewing reflect the richness of her interests. Her commitment to community shines through her past service on the boards of Olive Crest Treatment Center for Abused Children and California Baptist College, contributions that speak volumes of her dedication to societal betterment.

Laura’s foundational impact remains a beacon that continues to guide our firm’s direction and values.

(800) 834-2250


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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Charles Sosa and Zachary Rayman are registered representative with, and securities and advisory services are offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.?

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Contact Us

Lifestyle Financial

Office: (800) 834-2250
Fax: 949-241-8569

200 Sandpointe Avenue
Suite 160
Santa Ana, CA 92707
Series 7 and 66 held through LPL Financial.

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