Our Team

Charles Sosa

Chief Executive Officer

Charles has been in the financial industry for over 10 years and uses his extensive experience to meet with clients, conduct reviews, and help his clients pursue their goals at Lifestyle Financial. He enjoys helping clients find solutions to their various financial issues and watching their hard work pay off. He has a degree in Finance and Economics and holds his Series 7 and 66 securities registrations, Life, Heath and Long Term Care Insurance licenses.

One thing that differentiates Charles from other advisors is that he is an Eagle Scout, the highest designation offered through Boy Scouts of America. As an Eagle Scout, he holds himself to a high standard of values, contributes to the lives of others, and operates with integrity and respect. He is also still active with the organization and is currently serving as the Committee Chairman of the local Cub Scout pack. Charles’ Eagle Scout values of being trustworthy, loyal, helpful, friendly, courteous, kind, obedient, cheerful, thrifty, brave, clean, and reverent shine through when he works with clients.

Charles sometimes tells his clients that he has always been interested in pursuing a career of helping others, even from a young age. When he was younger, he volunteered with the Los Angeles County Fire Department. He even went through an academy and was nominated as the Battalion 4 Explorer of the Year. Although he didn’t end up being a firefighter (and doesn’t get to swing axes or break down doors!), he believes that the same drive to help people drew him to the financial industry.

Outside of the office, Charles enjoys spending his afternoon’s barbequing with his family and friends. He also enjoys flying, and the serenity he feels when he’s up in the clouds.

(800) 834-2250

Ext. #1


Zachary Rayman

Executive Vice President

Zachary has been in the financial industry since 2017, starting his career at one of the largest firms on Wall Street. Zachary starts his market days at 6AM to stay up to date with what is going on as the market opens on the East Coast, in order to ensure that his clients are kept informed. Zachary uses his extensive knowledge of the economy, and his industry trainings, to serve each client and their individual needs. Zachary knows that each client deserves a comprehensive and individualized approach, as no situation is the same. 

When working with clients, Zachary believes in educating his clients so that they feel empowered and informed when making decisions that directly impact their finances, their security, and their legacy. He ensures that his clients understand what decisions he is making, and that they are in the driver’s seat when it comes to their futures and plans. 

Zachary has a degree in Political Science and has two minors, in business administration and conversational Chinese (Mandarin). Zachary has his security registrations license, and Series 7 and 66, as well as his Life, Health and Long-Term Care Insurance Licenses. 

Zachary is passionate about financial, mental, and physical health. In his free time, Zachary loves to play tennis just like his father and grandmother. Zachary learned from a young age through his father, to always try your hardest, be respectful, never stop trying, and to strive to keep a positive mindset and attitude. He believes in building and giving back to his community as well. Zachary holds the volunteer board seat for the Silicon Valley Walk to End Alzheimer’s and has helped lead the Silicon Valley Walk since 2019. He also serves as the Secretary for his Temple’s Board of Directors. 

(408) 605-4033

Ext. #2


Amanda Best

Executive Assistant

Amanda manages our office.  For several years she worked at the Copenbarger & Copenbarger LLP law firm as a paralegal in the Trust Administration Department.  During that time her position required interfacing with surviving family members after the loss of a loved one, and allocating financial assets according to the instructions in the trust documents.  She has more than 6 years’ experience working at Lifestyle Financial.  She holds a series 6 and 63 securities registrations, as well as Life, Health and Long Term Care licenses. She is attentive to making sure all transactions are timely and our clients get the service they deserve.  In a paperless world, she makes sure all accounts are property opened. She believes she got her drive, work ethic, and family values from her father, who she considers her hero.

Amanda graduated with a degree in paralegal studies from Cerritos College and is a notary public. If she weren’t an executive assistant, she would be a professional chef because she loves cooking for her family and friends. Outside of the office, she enjoys swimming, watching movies, and reading. But above all else, her favorite type of weekend is a weekend spent at Disneyland.

(800) 834-2250

Ext. #3


Laura M. Copenbarger

Founding Partner

Laura has been in the financial industry for almost 30 years and throughout her career she has worked at large insurance companies, brokerage firms, and founded Lifestyle Financial. She graduated from Cal State Fullerton with a degree in Business with a concentration in finance, she has a Certified Financial Planner™ designation, and has her Series 6, 63, and 7 securities registrations, Life Insurance, Property, Health & Casualty, Long Term Care and Variable Life licenses.

Laura uses all of her knowledge and experience to help clients organize their financial and investment worlds and create a feasible life plan that works for them. She specializes in retirement planning and enjoys watching individuals and organizations meet their goals and objectives. She learned at an early age that in whatever you do, it’s important to pay attention to details and always treat people with respect. Her clients benefit from this attitude every day. She can’t imagine working in any other industry and is passionate about what she does.

When not in the office, Laura enjoys spending as much time with family as possible, going to Disneyland, traveling, cooking, and — with her limited free time — sewing. She is a past member of the board of the Olive Crest Treatment Center for Abused Children and California Baptist College.

(800) 834-2250


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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Charles Sosa is a registered representative with, and securities and advisory services are offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.?

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Contact Us

Lifestyle Financial

Office: (800) 834-2250
Fax: 949-241-8569

200 Sandpointe Avenue
Suite 160
Santa Ana, CA 92707
Series 7 and 66 held through LPL Financial.

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