Your Journey into Tomorrow

Retirement Planning

Begin Tomorrow’s Journey, Today

Retirement isn’t just a finish line; it’s a gateway to new possibilities, a time for personal fulfillment and relaxation. At Lifestyle Financial, we understand that achieving this dream requires foresight, planning, and strategic action. That’s why we’re dedicated to ensuring your golden years are exactly as you envision them: secure, comfortable, and joyous.

Start Planning Today

This contact form is deactivated because you refused to accept Google reCaptcha service which is necessary to validate any messages sent by the form.

Why Plan Your Retirement with Lifestyle Financial?

  • Expert Navigation

    Our advisors are seasoned professionals who specialize in retirement planning, ensuring you’re prepared for common challenges and unexpected ones alike.

  • Personalized Pathways

    We recognize your retirement dreams are unique. Our strategies are crafted to suit your lifestyle ambitions and financial situation, ensuring a plan distinctly tailored to you.

  • Simplified Solutions

    Retirement planning doesn’t need to be complicated. We demystify the process, providing clear, actionable steps that build confidence and understanding.

  • Comprehensive Approach

    We consider every angle — from healthcare and investments to estate planning — ensuring a holistic approach to your retirement preparation.

Our Services

Comprehensive. Customized. Compassionate.

Retirement Budgeting
We help you forecast your retirement expenses, creating a budget that respects your lifestyle choices and the memories you wish to create.

Social Security Counseling
Optimizing your Social Security benefits is crucial. We guide you on when and how to apply, ensuring you capitalize on what you’ve earned.

Investment Strategies
We align your investment portfolio with your retirement goals, striking the right balance between risk, return and comfort for your peace of mind.

Healthcare Planning
Future healthcare needs shouldn’t be a dark cloud. We’ll explore your options, including insurance and health savings plans, to secure your well-being.

Estate and Legacy Planning
We assist in safeguarding your legacy, ensuring the smooth transition of your assets, and the continued care of your loved ones according to your desires.

Tax Efficiency
Our strategies include efficient withdrawal practices and income solutions to reduce tax liabilities, maximizing your retirement funds.

Retirement Planning Articles

Office Locations

  • Santa Ana, CA
  • Pasadena, CA
  • Sacramento, CA
  • San Jose, CA
  • Temecula, CA

Join Our Newsletter

This contact form is deactivated because you refused to accept Google reCaptcha service which is necessary to validate any messages sent by the form.

Check the background of your financial professional on FINRA’s BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.  The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Charles Sosa and Zachary Rayman are registered representative with, and securities and advisory services are offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.?

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Alternative investments may not be suitable for all investors and should be considered as an investment for the risk capital portion of the investor’s portfolio. The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

Contact Us

Lifestyle Financial

Office: (800) 834-2250
Fax: 949-241-8569

200 Sandpointe Avenue
Suite 160
Santa Ana, CA 92707
Series 7 and 66 held through LPL Financial.

Send an Email

Website developed & maintained by UpTree Group, LLC.